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   Debt Calculator

This calculator will estimate the amount of time it will take to pay off a given debt if you are paying a monthly minimum payment. Plus, it will also tell you the "Approximate Total" you will pay between now and when the debt is paid off.

Note: lthough bankruptcy is not quoted here, it also may be an option for you. Please read the bankruptcy tab or CALL US for more information

Total Unsecured Debt
Months To Pay Off
Number of Creditors
Average Interest Rate
Consolidation Loan
Credit Counselling
Do Nothing (Pay Minimum)
Emerson & Douglas

Consolidation Loans

Credit Counseling Do Nothing
(Pay Minimum)
Emerson & Douglas
Total Unsecured Debt        
Months To
Pay Off
Interest Rate        
Extra Interest Paid        
Your Total Cost        

Monthly Payments   Time In Program
  Total Cost
*Above are estimated figures and should not be taken as exact results. These calculations are examples only and should be used for general comparison purposes only. Many varying factors not accounted for will create differences as to each individual's circumstances and results. Emerson & Douglas' fees are already included in the estimated figures.

Emerson and Douglas
Emerson & Douglas Associates, Debt Negotiation Companies, Salem, NH Salem Chamber of Commerce IAPDA - Internation Association of Professional Debt Arbitrators
Emerson & Douglas
Emerson & Douglas Associates, LLC · 26 Ermer Rd. 2nd Floor, Salem, NH 03079 · 1-888-939-1115
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* Disclaimer: Individual results may vary based on ability to save funds, amount of debt, willingness of creditors to negotiate, and the successful completion of all program terms. Program does not assume or pay any debts, nor provide legal or tax advice. Prudence should always be taken by consumers when reviewing contracts and disclosure materials. Emerson & Douglas Associates, LLC services not available in all states. For more details see our Disclosures page.
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